Surge Credit Card Reviews

The usa patriot act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a card account. Card offers are for an authentic mastercard with a credit limit between $300 and $1,000.

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However, this might be your last option if your credit score is low enough to spook even the most lenient credit providers.

Surge credit card reviews. There may also be an annual fee and a separate monthly maintenance fee after the first year. But you should keep in mind, that it comes with pretty high fees: I have the surge credit card and would say that it has worked out for me.

Of course, its lax approval requirements come with major caveats including a hefty apr and multiple fees. The surge mastercard charges an annual fee ranging from $75 to $99, and its not clear how they choose the fee within the range. Score was 525 when i got approved.

Surge credit card charges a foreign transaction fee of 3%. I do not use this card but i am assessed interest charges with no activity on my account. All credit types welcome to apply!

While the surge mastercard does accept a wide range of credit types and reports to the three major credit bureaus, there are many other things to consider before applying for a surge mastercard. If you dont like the terms and fees when your application is accepted, you can reject it if youve yet to use the card or pay any fees by calling the provided customer service number. Theres also a potential monthly maintenance fee of up to $10.

Bottom line enjoy automatic account reviews for credit limit increases and free access to your credit score with the surge mastercard ! It has a $75 to $99 annual fee. 18 months later, my latest scores are now in the 670 area.

The surge credit card is an unsecured credit card geared toward consumers with poor or fair credit, but its high ongoing fees can be costly. Surge credit card really helped me build my credit, my score went up and customer service is very friendly,helpful and knowledgeable. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60.

I have a $500 limit on my surge credit card. I have even recommended them to family and friends who now have a surge credit card. The surge credit card may not be the best credit cards for someone with bad credit.

Enjoy automatic account reviews for credit limit increases and free access to your credit score with the surge mastercard. The surge credit card is good for building credit, since it reports to the three major credit bureaus: The surge mastercard credit card issued by celtic bank and serviced by continental finance, is an unsecured credit card targeted to those with limited or poor credit.

It also lets you establish a history of timely payments. Continental finance accepts people who apply for a surge credit card with less than perfect credit. Card offers are for an authentic mastercard with a credit limit between $300 and $1,000.

If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees. It also has a $0 to $10 monthly maintenance fee starting the second year, which could add up to as much as $120 annually. The surge mastercard can help you achieve your goal of building or rebuilding your credit history, but the cost of having the card may not be worth it versus other cards that can do the same.

Pros of the surge mastercard. After all, you fronted the money for your credit line, so carrying a balance from month to month. I have been charged two $35 late fees plus interest although.

The surge mastercard credit card is an unsecured card available to consumers with damaged credit. That lets you add a revolving credit account to your history, improving your credit mix. Doing the quick math, $75 is 25% of the cards $300 minimum credit limit, which is a pretty high percentage of your credit limit.

The surge credit card can be used as an effective tool to build credit. Since the limit is $500, i made a conscious effort to only spend $50 on the card (10% of limit) and.

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